A disciplined risk-loving entrepreneur determined to improve the efficiency of our financial industry. Upon graduation on a scholarship, he found his passion for finance when he first started with Credit Suisse in London. He then went on to join MarketInvoice, the largest invoice trading platform in the UK and subsequently Creador, a leading private equity firm in Malaysia. Prior to CapBay, Xing Xian was a management consultant with Accenture, implementing strategies on technology and analytics for many major companies. Xing Xian graduated with an MSc in Computational Finance from Oxford University.
Revolutionize your supply chain with the leading finance company
CapBay is an award-winning Supply Chain Finance platform that provides inclusive business financing solutions using existing trade data and relationships.
Our proprietary credit-decisioning model ensures swift approval for short-term financing, enabling businesses of all sizes to unlock their cash-flow potential, while giving banks and Institutional Funders access to high-quality financing deals.
Our Businesses
Technology Solutions
Our supply chain financing solutions can leverage our partners all the benefits of advanced technology without incurring any capital outlay or maintenance costs. We also enable digital transformation and help businesses streamline their operations for optimal efficiency.
Financing Services
Our money lending and factoring services empowers SMEs to unlock their cash flow potential and take control of their finances. By unlocking capital, we enable businesses to invest in growth and build a thriving enterprise that drives success.
Vision
We are building the financing infrastructure of tomorrow to provide smart and inclusive financing to businesses across South-East Asia.
Mission
We are on a mission to provide smart financing to businesses through relentless focus on technology and innovation.
CapBay's Journey
Our financing products are linked to trade-related business activities, which creates a new and secure asset class. The name evokes a vast sea of capital and represents a secure haven for impact investing by Institutional Funders and obtaining impactful financing by businesses.
2016 Q4
Something Big
Endorsed as a licensed Multi-Bank Supply Chain Finance Platform
2017 Q4
The Beginning
Launched first live SCF transaction
2018 Q2
An Award-Winning Creation
Awarded for Best FinTech Platform for Supply Chain Finance by The Asian Banker. Selected as Finalist at Global FinTech Hackcelerator and featured at Singapore Fintech Festival
2019 Q2
Something Bigger
Won the best Fintech for Plug & Play Tech Center
2020 Q1
Making a Mark
Awarded Fintech Start-Up of the year by The Asset’s Triple A Digital Awards
2020 Q1
Capital Raised to Scale
Fundraised USD $20 Million Series A round amid Covid-19 pandemic on the back of strong growth
2021 Q2
The 1 Billion milestone
Over USD $200 million financing transactions across over 10,000 transactions to finance hundreds of SMEs
2022 Q1
Solid Recognition
CapBay named EY Emerging Entrepreneur of the Year 2021
Meet Our Executive Leadership
A dedicated and meticulous perfectionist who is passionate about contributing to the development and growth of Malaysia. Upon graduation on a scholarship, Edwin served as a corporate finance advisor in Deloitte Touche Tohmatsu Sydney, where he advised clients on merger and acquisition deals, specialising in real assets and commodities. Edwin graduated with an MSc in Financial Economics from Oxford University.
An investment banker turned entrepreneur with a diverse work experience in the financial sector and a passion to advance the FinTech space in Southeast Asia. Prior to his IB role in Credit Suisse Singapore, Darrel did regulatory work in Bank Negara Malaysia and financial services consulting at Oliver Wyman London. He executed several large IPOs and placements in Southeast Asia during his time at Credit Suisse, one of the top investment banks in the region. Darrel graduated with an MEng in Engineering, Economics, and Management from Oxford University.
A forward-thinking professional who believes in the collaborative potential between financial disruptors and traditional banks to address long-standing inefficiencies and serve underbanked businesses. He began his career in business development at major regional banks like OCBC and Maybank in Singapore, gaining valuable experience in traditional banking practices. His transition to the fintech startup sector saw him play a key role in Incomlend’s successful Series A funding round led by Sequoia. He then headed the sales & partnership function at Zetl, driving their market entry and growth in Singapore, and contributing to a successful seed round.
Advisory
A seasoned banker with three decades of leadership experience in SME banking and supply chain finance. Being an award-winner accountant and fellow member of the Charter Association of Certified Accountant United Kingdom, Jasmine has held a diverse range of roles across Commercial Banking (CMB), Global Trade and Receivables Finance (GTRF) as well as Risk Management in HSBC across different geographies. She previously served as HSBC CMB’s Regional Chief Operating Officer for the Middle East and North Africa (MENA), GTRF’s Regional Head for Business Development for MENA and Turkey, and HSBC China’s Country Head GTRF. At present she is now holding the position of CapBay’s Director.
Awards & Achievements
Featured In
